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Medical Loan

A medical loan is a type of personal loan that can be used to pay for medical expenses. Medical loans are typically unsecured, meaning that they do not require collateral. This can make them a good option for borrowers with bad credit or no collateral. Medical loans can be used to pay for a variety of medical expenses, including:

  • Emergency room visits
  • Hospitalization
  • Surgery
  • Prescription drugs
  • Dental work
  • Vision care

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Medical Loan

General Question

Once approved for an unsecured loan, you'll make monthly payments to pay it back in full, plus interest. The loan terms and interest rate vary based on the lender and your credit. Each lender has their own set requirements to qualify for a personal loan. A hard inquiry can impact your credit score by two to nine points, but typically by no more than five.
Each lender has their own set requirements to qualify for a personal loan.
Many lenders also have minimum credit score requirements for credit approval. The upper limits for personal loans vary by lender but typically fall in the $35,000 to $50,000 range.
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